1. Agreement
By using VivacityHub (vivacityhub.com), you agree to these Terms of Use and to our Privacy Policy. If you do not agree, please do not use the site.
2. The service
VivacityHub publishes free articles and browser-based calculators about health, travel, personal finance, and related everyday topics. You can use the site without creating an account. Features may change or be removed at any time. Articles are evergreen: we may revise, adjust, or expand them over time to keep accuracy and usefulness, without a fixed publication date.
3. Educational content only
Articles and calculator results are for general information and education. They are not medical, nutritional, financial, investment, tax, or legal advice, and they do not create a professional relationship with you. Always check important decisions with a qualified professional who knows your situation.
4. No warranties
We provide the site and its tools as is and as available. We do not promise that results are complete, accurate for every person, uninterrupted, or free of errors. Calculator outputs depend on the numbers you enter and on simplified models.
5. Limitation of liability
To the fullest extent allowed by law, VivacityHub and its operators are not liable for losses or damages that arise from using or being unable to use the site, including decisions you make based on articles or calculator results. You use the site at your own risk.
6. Acceptable use
Use the site lawfully and respectfully. Do not attempt to break, overload, scrape aggressively, or misuse the service. Do not use calculators or content to harm others or to spread false medical or financial claims as if they were professional advice.
7. Intellectual property
Site text, branding, layout, and original materials belong to VivacityHub or its licensors unless stated otherwise. You may read and use the tools for personal, non-commercial learning. Do not copy large parts of the site as your own product without permission.
8. Third-party links and ads
The site may link to other websites and may show ads (for example Google AdSense). We do not control third-party sites or ads and we are not responsible for their content, offers, or privacy practices.
9. Privacy
How we handle data is described in our Privacy Policy.
10. Changes
We may update these Terms of Use from time to time. The Last updated date at the top shows the latest version. Continued use of the site after changes means you accept the updated terms.
11. Questions
For questions about these terms, email contact@vivacityhub.com.
For context about the project, read About. For data practices, read the Privacy Policy.